Borrowing in Strathcona County, Alberta

This page covers borrowing in Strathcona County, Alberta: the census facts, the provincial rules, and the products people compare.

The Alberta rules that apply

Consumer credit in Alberta is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in Alberta falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This community falls in the middle band, where the census fields and the provincial rules are the same as everywhere else in the province.

The census figures for Strathcona County

Population for Strathcona County stands at 99,225 in the 2021 Census. The community covers 1170.7 square kilometres of land.

Population divided by land area produces a density of 84.8 people per square kilometre.

The 2021 Census population places it at rank 4 in the province.

Within Alberta, Strathcona County is place number 4 by population in this census set, at 99,225 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Strathcona County ranks 4 by 2021 Census population among the covered places in Alberta.

The land area recorded for Strathcona County is 1170.7 square kilometres, and the population is 99,225 residents in the 2021 Census.

At 99,225 residents in the 2021 Census, Strathcona County is listed alongside the other covered places in Alberta.

The density figure for Strathcona County, 84.8 people per square kilometre, is calculated from the population and land area above.

The Strathcona County page follows the same structure as every other place page, with population, land area, density and rank.

Strathcona County appears in the census record with 99,225 residents, and the density of 84.8 people per square kilometre follows from it.

Strathcona County is one of 361 covered Alberta places, counted at 99,225 residents with a land area of 1170.7 square kilometres.

For Strathcona County, the two census fields above are the only local statistics used anywhere on the page.

Strathcona County sits at rank 4 within Alberta in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Strathcona County with another community can use the same four census fields.

Where a figure for Strathcona County could not be verified, the page names the publisher instead of printing a number.

Nothing on the Strathcona County page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.