Editorial policy

Who is responsible

Pages on this site are produced by the loanmoose.ca editorial team. No page carries a fabricated byline, a stock persona, or a credential that does not exist. The site collects no reader data, so no page can be shaped by knowing who is reading it. Where a page is machine-assisted, it is still reviewed against the rules below before publication, and the rules below are the ones that decide whether it ships.

Rules that decide whether a page ships

• Every figure is attributed to a publisher and carries an as-of date, or it is not printed.
• No interest rate, fee, dollar cap or timeline is stated unless it appears in a verified source.
• No lender or brand is presented as the answer to a general question.
• No page promises approval, uses "guaranteed", or implies that a poor credit history is not a factor.
• No review, rating, testimonial, award or phone number is invented.
• No page states an amount, term or rate as an offer attached to a commercial link.

Sources we use

Primary sources only: federal statutes and regulations, the Financial Consumer Agency of Canada, the Office of the Superintendent of Bankruptcy, the Bank of Canada, OSFI, CMHC, Statistics Canada, and provincial regulators. We do not cite competitors as sources.

Automated drafting

Guides on this site are drafted with a language model and then validated against a checklist: length, structure, FAQ coverage, citation of primary sources, and a numeric-claims check that rejects any number not present on the verified-facts list. Drafts that fail are regenerated or dropped. A guide that cannot be made substantive is not published.

Corrections

Corrections are made in the site's data layer and take effect on the next render. Send them to hello@loanmoose.ca with the page and the source you are comparing against.

loanmoose.ca is a loan reference and comparison publisher. We are not a lender. We do not make loans, set rates, or make credit decisions, and we do not collect applications. The lowest rates are only available to the most qualified applicants. Nothing on this site is financial, legal or tax advice.