Borrowing in Coquitlam, British Columbia

Coquitlam is one of the British Columbia places covered here, with 148,625 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The British Columbia rules that apply

Consumer lending in British Columbia is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

This community is in the upper-middle band, and the provincial rules apply as they do across the province.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A credit file is compiled by private agencies from information lenders and other creditors report.

The census figures for Coquitlam

148,625 people were counted in Coquitlam in the 2021 Census. Its land area is 122.2 square kilometres.

Population divided by land area produces a density of 1216.7 people per square kilometre.

Its provincial population rank is 6 within this data set.

Within British Columbia, Coquitlam is place number 6 by population in this census set, at 148,625 residents.

Products compared here

Each product below has its own page, and the British Columbia position applies to all of them.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The land area recorded for Coquitlam is 122.2 square kilometres, and the population is 148,625 residents in the 2021 Census.

Coquitlam ranks 6 by 2021 Census population among the covered places in British Columbia.

At 148,625 residents in the 2021 Census, Coquitlam is listed alongside the other covered places in British Columbia.

Coquitlam is one of 460 covered British Columbia places, counted at 148,625 residents with a land area of 122.2 square kilometres.

Readers comparing Coquitlam with another community can use the same four census fields.

The Coquitlam page follows the same structure as every other place page, with population, land area, density and rank.

Coquitlam appears in the census record with 148,625 residents, and the density of 1216.7 people per square kilometre follows from it.

The density figure for Coquitlam, 1216.7 people per square kilometre, is calculated from the population and land area above.

Coquitlam sits at rank 6 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

For Coquitlam, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Coquitlam page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Coquitlam could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.