Borrowing in Brandon, Manitoba

Brandon, Manitoba, recorded a population of 51,313 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The Manitoba rules that apply

The body that licenses consumer lending in Manitoba is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in Manitoba; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

The middle band covers larger towns and smaller cities, all inside one provincial licensing framework.

The census figures for Brandon

The 2021 Census counted 51,313 residents in Brandon. The community covers 79.0 square kilometres of land.

The calculated density is 649.2 people per square kilometre.

The community is the 2nd largest place in the province within this census set.

Compared with the other 203 covered Manitoba places, Brandon ranks 2 by population.

The land area recorded for Brandon is 79.0 square kilometres, and the population is 51,313 residents in the 2021 Census.

The density figure for Brandon, 649.2 people per square kilometre, is calculated from the population and land area above.

Brandon ranks 2 by 2021 Census population among the covered places in Manitoba.

Where a figure for Brandon could not be verified, the page names the publisher instead of printing a number.

The Brandon page follows the same structure as every other place page, with population, land area, density and rank.

For Brandon, the two census fields above are the only local statistics used anywhere on the page.

Brandon is one of 203 covered Manitoba places, counted at 51,313 residents with a land area of 79.0 square kilometres.

Nothing on the Brandon page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 51,313 residents in the 2021 Census, Brandon is listed alongside the other covered places in Manitoba.

Brandon appears in the census record with 51,313 residents, and the density of 649.2 people per square kilometre follows from it.

Readers comparing Brandon with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Manitoba; a municipal boundary does not change them.