Borrowing in Blacks Harbour, New Brunswick

Blacks Harbour is one of the New Brunswick communities covered here, with a 2021 Census population of 907, and borrowing there is licensed under New Brunswick's consumer credit rules.

The New Brunswick rules that apply

Provincial or territorial law decides who may lend in New Brunswick, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in New Brunswick falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A credit file is compiled by private agencies from information lenders and other creditors report.

The census figures for Blacks Harbour

Population for Blacks Harbour stands at 907 in the 2021 Census. Statistics Canada lists 9.0 square kilometres of land for the community.

Population divided by land area produces a density of 100.6 people per square kilometre.

The community is the 165th largest place in the province within this census set.

Blacks Harbour is one of 256 places listed for New Brunswick, ranked 165 by population and measured at 9.0 square kilometres.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Nothing on the Blacks Harbour page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 907 residents in the 2021 Census, Blacks Harbour is listed alongside the other covered places in New Brunswick.

The land area recorded for Blacks Harbour is 9.0 square kilometres, and the population is 907 residents in the 2021 Census.

Blacks Harbour is one of 256 covered New Brunswick places, counted at 907 residents with a land area of 9.0 square kilometres.

The Blacks Harbour page follows the same structure as every other place page, with population, land area, density and rank.

Blacks Harbour appears in the census record with 907 residents, and the density of 100.6 people per square kilometre follows from it.

Where a figure for Blacks Harbour could not be verified, the page names the publisher instead of printing a number.

Blacks Harbour ranks 165 by 2021 Census population among the covered places in New Brunswick.

The density figure for Blacks Harbour, 100.6 people per square kilometre, is calculated from the population and land area above.

For Blacks Harbour, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Blacks Harbour with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.