Borrowing in Blackville, New Brunswick

A loan taken out in Blackville is governed by New Brunswick's licensing rules, and the 2021 Census counted 1,996 people in the community.

The census figures for Blackville

In the 2021 Census, Blackville had 1,996 residents. The community covers 823.9 square kilometres of land.

Population divided by land area produces a density of 2.4 people per square kilometre.

The community is the 76th largest place in the province within this census set.

Blackville sits at rank 76 among the 256 New Brunswick places here, with 1,996 residents in the 2021 Census.

The New Brunswick rules that apply

Provincial or territorial law decides who may lend in New Brunswick, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

In New Brunswick, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

For Blackville, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Blackville with another community can use the same four census fields.

The density figure for Blackville, 2.4 people per square kilometre, is calculated from the population and land area above.

At 1,996 residents in the 2021 Census, Blackville is listed alongside the other covered places in New Brunswick.

The land area recorded for Blackville is 823.9 square kilometres, and the population is 1,996 residents in the 2021 Census.

Where a figure for Blackville could not be verified, the page names the publisher instead of printing a number.

Blackville sits at rank 76 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Blackville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Blackville appears in the census record with 1,996 residents, and the density of 2.4 people per square kilometre follows from it.

Blackville is one of 256 covered New Brunswick places, counted at 1,996 residents with a land area of 823.9 square kilometres.

The Blackville page follows the same structure as every other place page, with population, land area, density and rank.

Blackville ranks 76 by 2021 Census population among the covered places in New Brunswick.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.