Borrowing in Campbellton, New Brunswick

With 7,047 residents counted in the 2021 Census, Campbellton sits inside New Brunswick's provincial lending framework.

The New Brunswick rules that apply

The regulator for consumer credit in New Brunswick is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in New Brunswick; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

The census figures for Campbellton

Statistics Canada's 2021 Census gives Campbellton a population of 7,047. 18.6 square kilometres of land are attributed to Campbellton.

The arithmetic gives 379.5 people per square kilometre.

The community is the 16th largest place in the province within this census set.

The place record for Campbellton covers 18.6 square kilometres and 7,047 residents, a density of 379.5 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A credit file is compiled by private agencies from information lenders and other creditors report.

Campbellton is one of 256 covered New Brunswick places, counted at 7,047 residents with a land area of 18.6 square kilometres.

Campbellton ranks 16 by 2021 Census population among the covered places in New Brunswick.

For Campbellton, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Campbellton could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Campbellton is 18.6 square kilometres, and the population is 7,047 residents in the 2021 Census.

The Campbellton page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Campbellton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 7,047 residents in the 2021 Census, Campbellton is listed alongside the other covered places in New Brunswick.

Campbellton appears in the census record with 7,047 residents, and the density of 379.5 people per square kilometre follows from it.

Campbellton sits at rank 16 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Campbellton with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.