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Borrowing in Centreville, New Brunswick

A guide to borrowing in Centreville, New Brunswick, with the 2021 Census population of 508 and the provincial rules that apply locally.

Province New Brunswick (NB)
Population, 2021 Census 508
Land area 2.7 km²
Provincial regulator See the FCAC list

With 508 residents counted in the 2021 Census, Centreville sits inside New Brunswick's provincial lending framework.

The New Brunswick rules that apply

Consumer credit in New Brunswick is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count New Brunswick among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Centreville

In the 2021 Census, Centreville had 508 residents. The community covers 2.7 square kilometres of land.

Population divided by land area produces a density of 190.3 people per square kilometre.

The 2021 Census population places it at rank 215 in the province.

Within New Brunswick, Centreville is place number 215 by population in this census set, at 508 residents.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

Joint applications combine two incomes and two sets of obligations in the same assessment. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Nothing on the Centreville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Centreville page follows the same structure as every other place page, with population, land area, density and rank.

Centreville appears in the census record with 508 residents, and the density of 190.3 people per square kilometre follows from it.

Where a figure for Centreville could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Centreville is 2.7 square kilometres, and the population is 508 residents in the 2021 Census.

Centreville is one of 256 covered New Brunswick places, counted at 508 residents with a land area of 2.7 square kilometres.

At 508 residents in the 2021 Census, Centreville is listed alongside the other covered places in New Brunswick.

Centreville sits at rank 215 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Centreville with another community can use the same four census fields.

Centreville ranks 215 by 2021 Census population among the covered places in New Brunswick.

For Centreville, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Centreville, 190.3 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Centreville

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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