Borrowing in Durham, New Brunswick

Durham is one of the New Brunswick places covered here, with 950 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The New Brunswick rules that apply

Provincial or territorial law decides who may lend in New Brunswick, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in New Brunswick falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Durham

In the 2021 Census, Durham had 950 residents. Land area for Durham is 409.8 square kilometres in the same census.

The arithmetic gives 2.3 people per square kilometre.

Among covered New Brunswick places, Durham sits at rank 157 by population.

Durham therefore appears at rank 157 of 256 covered New Brunswick places, with a density of 2.3 people per square kilometre.

Readers comparing Durham with another community can use the same four census fields.

Nothing on the Durham page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Durham appears in the census record with 950 residents, and the density of 2.3 people per square kilometre follows from it.

The density figure for Durham, 2.3 people per square kilometre, is calculated from the population and land area above.

Durham ranks 157 by 2021 Census population among the covered places in New Brunswick.

The Durham page follows the same structure as every other place page, with population, land area, density and rank.

Durham is one of 256 covered New Brunswick places, counted at 950 residents with a land area of 409.8 square kilometres.

Durham sits at rank 157 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Durham is 409.8 square kilometres, and the population is 950 residents in the 2021 Census.

At 950 residents in the 2021 Census, Durham is listed alongside the other covered places in New Brunswick.

For Durham, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Durham could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in New Brunswick; a municipal boundary does not change them.