Borrowing in Kedgwick, New Brunswick

A loan taken out in Kedgwick is governed by New Brunswick's licensing rules, and the 2021 Census counted 1,986 people in the community.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A credit file is compiled by private agencies from information lenders and other creditors report. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Products compared here

Each product below has its own page, and the New Brunswick position applies to all of them.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The census figures for Kedgwick

Statistics Canada's 2021 Census gives Kedgwick a population of 1,986. Its land area is 649.4 square kilometres.

That gives a density of 3.1 people per square kilometre, rounded to one decimal place.

Among covered New Brunswick places, Kedgwick sits at rank 78 by population.

The place record for Kedgwick covers 649.4 square kilometres and 1,986 residents, a density of 3.1 people per square kilometre.

The New Brunswick rules that apply

Consumer credit in New Brunswick is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in New Brunswick falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The land area recorded for Kedgwick is 649.4 square kilometres, and the population is 1,986 residents in the 2021 Census.

Where a figure for Kedgwick could not be verified, the page names the publisher instead of printing a number.

Readers comparing Kedgwick with another community can use the same four census fields.

Kedgwick sits at rank 78 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Kedgwick, 3.1 people per square kilometre, is calculated from the population and land area above.

Kedgwick ranks 78 by 2021 Census population among the covered places in New Brunswick.

At 1,986 residents in the 2021 Census, Kedgwick is listed alongside the other covered places in New Brunswick.

The Kedgwick page follows the same structure as every other place page, with population, land area, density and rank.

For Kedgwick, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Kedgwick page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Kedgwick appears in the census record with 1,986 residents, and the density of 3.1 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.