Borrowing in Kingsclear 6, New Brunswick

Kingsclear 6, New Brunswick, recorded a population of 518 in the 2021 Census; the rules that govern a loan signed there are provincial.

The New Brunswick rules that apply

The body that licenses consumer lending in New Brunswick is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list New Brunswick among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The census figures for Kingsclear 6

In the 2021 Census, Kingsclear 6 had 518 residents. Its land area is 3.8 square kilometres.

That gives a density of 136.7 people per square kilometre, rounded to one decimal place.

By population it ranks 213 among the New Brunswick places covered here.

Kingsclear 6 therefore appears at rank 213 of 256 covered New Brunswick places, with a density of 136.7 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

Kingsclear 6 sits at rank 213 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Kingsclear 6 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 518 residents in the 2021 Census, Kingsclear 6 is listed alongside the other covered places in New Brunswick.

The density figure for Kingsclear 6, 136.7 people per square kilometre, is calculated from the population and land area above.

The Kingsclear 6 page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Kingsclear 6 is 3.8 square kilometres, and the population is 518 residents in the 2021 Census.

Where a figure for Kingsclear 6 could not be verified, the page names the publisher instead of printing a number.

Kingsclear 6 ranks 213 by 2021 Census population among the covered places in New Brunswick.

Kingsclear 6 is one of 256 covered New Brunswick places, counted at 518 residents with a land area of 3.8 square kilometres.

For Kingsclear 6, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Kingsclear 6 with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.