Borrowing in Kingston, New Brunswick

With 3,202 residents counted in the 2021 Census, Kingston sits inside New Brunswick's provincial lending framework.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. Joint applications combine two incomes and two sets of obligations in the same assessment.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The census figures for Kingston

3,202 people were counted in Kingston in the 2021 Census. Land area for Kingston is 200.4 square kilometres in the same census.

The calculated density is 16.0 people per square kilometre.

The 2021 Census population places it at rank 48 in the province.

Kingston therefore appears at rank 48 of 256 covered New Brunswick places, with a density of 16.0 people per square kilometre.

The New Brunswick rules that apply

The body that licenses consumer lending in New Brunswick is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in New Brunswick; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

At the small end of the census range, the community still borrows inside the province's licensing system.

Nothing on the Kingston page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Kingston appears in the census record with 3,202 residents, and the density of 16.0 people per square kilometre follows from it.

At 3,202 residents in the 2021 Census, Kingston is listed alongside the other covered places in New Brunswick.

Kingston ranks 48 by 2021 Census population among the covered places in New Brunswick.

Kingston sits at rank 48 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

Kingston is one of 256 covered New Brunswick places, counted at 3,202 residents with a land area of 200.4 square kilometres.

The Kingston page follows the same structure as every other place page, with population, land area, density and rank.

For Kingston, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Kingston, 16.0 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Kingston is 200.4 square kilometres, and the population is 3,202 residents in the 2021 Census.

Readers comparing Kingston with another community can use the same four census fields.

Where a figure for Kingston could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.