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Borrowing in Moncton, New Brunswick

Moncton, New Brunswick: 10,704 residents in the 2021 Census, 564.2 square kilometres of land, and the provincial lending rules that apply across New Brunswick.

Province New Brunswick (NB)
Population, 2021 Census 10,704
Land area 564.2 km²
Provincial regulator See the FCAC list

This page covers borrowing in Moncton, New Brunswick: the census facts, the provincial rules, and the products people compare.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The New Brunswick rules that apply

Consumer credit in New Brunswick is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in New Brunswick falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lower-middle band covers towns of moderate size, none of which sets its own lending rules.

The census figures for Moncton

The 2021 Census counted 10,704 residents in Moncton. The census records a land area of 564.2 square kilometres for Moncton.

On those two figures, density is 19.0 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 12 in the province.

Moncton sits at rank 12 among the 256 New Brunswick places here, with 10,704 residents in the 2021 Census.

Moncton is one of 256 covered New Brunswick places, counted at 10,704 residents with a land area of 564.2 square kilometres.

Where a figure for Moncton could not be verified, the page names the publisher instead of printing a number.

Readers comparing Moncton with another community can use the same four census fields.

Moncton sits at rank 12 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Moncton, 19.0 people per square kilometre, is calculated from the population and land area above.

Moncton appears in the census record with 10,704 residents, and the density of 19.0 people per square kilometre follows from it.

At 10,704 residents in the 2021 Census, Moncton is listed alongside the other covered places in New Brunswick.

For Moncton, the two census fields above are the only local statistics used anywhere on the page.

Moncton ranks 12 by 2021 Census population among the covered places in New Brunswick.

The land area recorded for Moncton is 564.2 square kilometres, and the population is 10,704 residents in the 2021 Census.

Nothing on the Moncton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Moncton page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Moncton

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Moncton 79,470 Saint John 69,895 Fredericton 63,116 Dieppe 28,114 Riverview 20,584 Quispamsis 18,768

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