Borrowing in Newcastle, New Brunswick

Newcastle is one of the New Brunswick places covered here, with 1,149 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Newcastle

1,149 people were counted in Newcastle in the 2021 Census. 578.7 square kilometres of land are attributed to Newcastle.

Population divided by land area produces a density of 2.0 people per square kilometre.

The 2021 Census population places it at rank 136 in the province.

Within New Brunswick, Newcastle is place number 136 by population in this census set, at 1,149 residents.

The New Brunswick rules that apply

The regulator for consumer credit in New Brunswick is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

A payday advance in New Brunswick falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

A credit file is compiled by private agencies from information lenders and other creditors report. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The density figure for Newcastle, 2.0 people per square kilometre, is calculated from the population and land area above.

Newcastle sits at rank 136 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

The Newcastle page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Newcastle page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Newcastle could not be verified, the page names the publisher instead of printing a number.

At 1,149 residents in the 2021 Census, Newcastle is listed alongside the other covered places in New Brunswick.

Newcastle ranks 136 by 2021 Census population among the covered places in New Brunswick.

The land area recorded for Newcastle is 578.7 square kilometres, and the population is 1,149 residents in the 2021 Census.

Newcastle is one of 256 covered New Brunswick places, counted at 1,149 residents with a land area of 578.7 square kilometres.

Readers comparing Newcastle with another community can use the same four census fields.

For Newcastle, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.