Compare loans

Borrowing in Perth, New Brunswick

Perth, New Brunswick: 1,047 residents in the 2021 Census, 318.1 square kilometres of land, and the provincial lending rules that apply across New Brunswick.

Province New Brunswick (NB)
Population, 2021 Census 1,047
Land area 318.1 km²
Provincial regulator See the FCAC list

Perth is one of the New Brunswick communities covered here, with a 2021 Census population of 1,047, and borrowing there is licensed under New Brunswick's consumer credit rules.

The census figures for Perth

In the 2021 Census, Perth had 1,047 residents. 318.1 square kilometres of land are attributed to Perth.

That gives a density of 3.3 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 146 within this data set.

Perth therefore appears at rank 146 of 256 covered New Brunswick places, with a density of 3.3 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The New Brunswick rules that apply

The regulator for consumer credit in New Brunswick is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in New Brunswick, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Perth is one of 256 covered New Brunswick places, counted at 1,047 residents with a land area of 318.1 square kilometres.

The land area recorded for Perth is 318.1 square kilometres, and the population is 1,047 residents in the 2021 Census.

Readers comparing Perth with another community can use the same four census fields.

Perth sits at rank 146 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

Perth appears in the census record with 1,047 residents, and the density of 3.3 people per square kilometre follows from it.

The density figure for Perth, 3.3 people per square kilometre, is calculated from the population and land area above.

Nothing on the Perth page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Perth, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Perth could not be verified, the page names the publisher instead of printing a number.

Perth ranks 146 by 2021 Census population among the covered places in New Brunswick.

At 1,047 residents in the 2021 Census, Perth is listed alongside the other covered places in New Brunswick.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in New Brunswick; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Perth

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Frequently asked questions

Related

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.