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Borrowing in Plaster Rock, New Brunswick

A guide to borrowing in Plaster Rock, New Brunswick, with the 2021 Census population of 1,002 and the provincial rules that apply locally.

Province New Brunswick (NB)
Population, 2021 Census 1,002
Land area 3.0 km²
Provincial regulator See the FCAC list

With 1,002 residents counted in the 2021 Census, Plaster Rock sits inside New Brunswick's provincial lending framework.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
  • Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The census figures for Plaster Rock

The 2021 Census counted 1,002 residents in Plaster Rock. The census records a land area of 3.0 square kilometres for Plaster Rock.

On those two figures, density is 332.9 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 150 in the province.

The place record for Plaster Rock covers 3.0 square kilometres and 1,002 residents, a density of 332.9 people per square kilometre.

The New Brunswick rules that apply

Provincial or territorial law decides who may lend in New Brunswick, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) count New Brunswick among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

Nothing on the Plaster Rock page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Plaster Rock sits at rank 150 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Plaster Rock is 3.0 square kilometres, and the population is 1,002 residents in the 2021 Census.

Where a figure for Plaster Rock could not be verified, the page names the publisher instead of printing a number.

Readers comparing Plaster Rock with another community can use the same four census fields.

Plaster Rock ranks 150 by 2021 Census population among the covered places in New Brunswick.

Plaster Rock is one of 256 covered New Brunswick places, counted at 1,002 residents with a land area of 3.0 square kilometres.

The density figure for Plaster Rock, 332.9 people per square kilometre, is calculated from the population and land area above.

At 1,002 residents in the 2021 Census, Plaster Rock is listed alongside the other covered places in New Brunswick.

Plaster Rock appears in the census record with 1,002 residents, and the density of 332.9 people per square kilometre follows from it.

For Plaster Rock, the two census fields above are the only local statistics used anywhere on the page.

The Plaster Rock page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Plaster Rock

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

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