Borrowing in Pointe-Verte, New Brunswick

A loan taken out in Pointe-Verte is governed by New Brunswick's licensing rules, and the 2021 Census counted 865 people in the community.

The New Brunswick rules that apply

Consumer lending in New Brunswick is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in New Brunswick, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Pointe-Verte

Statistics Canada's 2021 Census gives Pointe-Verte a population of 865. 13.8 square kilometres of land are attributed to Pointe-Verte.

The arithmetic gives 62.9 people per square kilometre.

The community is the 173rd largest place in the province within this census set.

Pointe-Verte therefore appears at rank 173 of 256 covered New Brunswick places, with a density of 62.9 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Where a figure for Pointe-Verte could not be verified, the page names the publisher instead of printing a number.

The Pointe-Verte page follows the same structure as every other place page, with population, land area, density and rank.

For Pointe-Verte, the two census fields above are the only local statistics used anywhere on the page.

Pointe-Verte ranks 173 by 2021 Census population among the covered places in New Brunswick.

Readers comparing Pointe-Verte with another community can use the same four census fields.

Pointe-Verte is one of 256 covered New Brunswick places, counted at 865 residents with a land area of 13.8 square kilometres.

Pointe-Verte appears in the census record with 865 residents, and the density of 62.9 people per square kilometre follows from it.

The density figure for Pointe-Verte, 62.9 people per square kilometre, is calculated from the population and land area above.

Nothing on the Pointe-Verte page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Pointe-Verte is 13.8 square kilometres, and the population is 865 residents in the 2021 Census.

Pointe-Verte sits at rank 173 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.