Borrowing in Saint-Jacques, New Brunswick

Saint-Jacques is one of the New Brunswick communities covered here, with a 2021 Census population of 1,652, and borrowing there is licensed under New Brunswick's consumer credit rules.

The census figures for Saint-Jacques

Population for Saint-Jacques stands at 1,652 in the 2021 Census. Statistics Canada lists 298.4 square kilometres of land for the community.

Population divided by land area produces a density of 5.5 people per square kilometre.

Among covered New Brunswick places, Saint-Jacques sits at rank 92 by population.

The place record for Saint-Jacques covers 298.4 square kilometres and 1,652 residents, a density of 5.5 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The New Brunswick rules that apply

Licensing for consumer credit in New Brunswick sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count New Brunswick among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

For Saint-Jacques, the two census fields above are the only local statistics used anywhere on the page.

Saint-Jacques sits at rank 92 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Jacques page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Saint-Jacques with another community can use the same four census fields.

The Saint-Jacques page follows the same structure as every other place page, with population, land area, density and rank.

At 1,652 residents in the 2021 Census, Saint-Jacques is listed alongside the other covered places in New Brunswick.

Saint-Jacques appears in the census record with 1,652 residents, and the density of 5.5 people per square kilometre follows from it.

Where a figure for Saint-Jacques could not be verified, the page names the publisher instead of printing a number.

Saint-Jacques is one of 256 covered New Brunswick places, counted at 1,652 residents with a land area of 298.4 square kilometres.

Saint-Jacques ranks 92 by 2021 Census population among the covered places in New Brunswick.

The density figure for Saint-Jacques, 5.5 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.