Borrowing in Saint-Louis, New Brunswick

Saint-Louis, New Brunswick, recorded a population of 1,760 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Saint-Louis

In the 2021 Census, Saint-Louis had 1,760 residents. 258.6 square kilometres of land are attributed to Saint-Louis.

Population divided by land area produces a density of 6.8 people per square kilometre.

The 2021 Census population places it at rank 88 in the province.

Within New Brunswick, Saint-Louis is place number 88 by population in this census set, at 1,760 residents.

The New Brunswick rules that apply

Licensing for consumer credit in New Brunswick sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in New Brunswick, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Products compared here

Each product below has its own page, and the New Brunswick position applies to all of them.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

Where a figure for Saint-Louis could not be verified, the page names the publisher instead of printing a number.

For Saint-Louis, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Saint-Louis page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Louis appears in the census record with 1,760 residents, and the density of 6.8 people per square kilometre follows from it.

At 1,760 residents in the 2021 Census, Saint-Louis is listed alongside the other covered places in New Brunswick.

Saint-Louis is one of 256 covered New Brunswick places, counted at 1,760 residents with a land area of 258.6 square kilometres.

Saint-Louis ranks 88 by 2021 Census population among the covered places in New Brunswick.

The Saint-Louis page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Louis sits at rank 88 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Saint-Louis with another community can use the same four census fields.

The land area recorded for Saint-Louis is 258.6 square kilometres, and the population is 1,760 residents in the 2021 Census.

The density figure for Saint-Louis, 6.8 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.