Borrowing in Saint-Paul, New Brunswick

With 877 residents counted in the 2021 Census, Saint-Paul sits inside New Brunswick's provincial lending framework.

The New Brunswick rules that apply

The body that licenses consumer lending in New Brunswick is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count New Brunswick among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

The census figures for Saint-Paul

Statistics Canada's 2021 Census gives Saint-Paul a population of 877. The census records a land area of 228.4 square kilometres for Saint-Paul.

That gives a density of 3.8 people per square kilometre, rounded to one decimal place.

The community is the 171st largest place in the province within this census set.

Within New Brunswick, Saint-Paul is place number 171 by population in this census set, at 877 residents.

Products compared here

Each product below has its own page, and the New Brunswick position applies to all of them.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The Saint-Paul page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Paul sits at rank 171 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Saint-Paul could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Paul page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Paul appears in the census record with 877 residents, and the density of 3.8 people per square kilometre follows from it.

Saint-Paul is one of 256 covered New Brunswick places, counted at 877 residents with a land area of 228.4 square kilometres.

The land area recorded for Saint-Paul is 228.4 square kilometres, and the population is 877 residents in the 2021 Census.

Readers comparing Saint-Paul with another community can use the same four census fields.

The density figure for Saint-Paul, 3.8 people per square kilometre, is calculated from the population and land area above.

Saint-Paul ranks 171 by 2021 Census population among the covered places in New Brunswick.

At 877 residents in the 2021 Census, Saint-Paul is listed alongside the other covered places in New Brunswick.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in New Brunswick; a municipal boundary does not change them.