Borrowing in Southampton, New Brunswick

Southampton is one of the New Brunswick places covered here, with 1,497 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Southampton

The 2021 Census counted 1,497 residents in Southampton. The census records a land area of 446.9 square kilometres for Southampton.

That gives a density of 3.4 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 104 in the province.

The place record for Southampton covers 446.9 square kilometres and 1,497 residents, a density of 3.4 people per square kilometre.

Products compared here

Each product below has its own page, and the New Brunswick position applies to all of them.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The New Brunswick rules that apply

Consumer credit in New Brunswick is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count New Brunswick among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Southampton ranks 104 by 2021 Census population among the covered places in New Brunswick.

Southampton appears in the census record with 1,497 residents, and the density of 3.4 people per square kilometre follows from it.

Southampton is one of 256 covered New Brunswick places, counted at 1,497 residents with a land area of 446.9 square kilometres.

Nothing on the Southampton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Southampton with another community can use the same four census fields.

The land area recorded for Southampton is 446.9 square kilometres, and the population is 1,497 residents in the 2021 Census.

At 1,497 residents in the 2021 Census, Southampton is listed alongside the other covered places in New Brunswick.

The density figure for Southampton, 3.4 people per square kilometre, is calculated from the population and land area above.

Southampton sits at rank 104 within New Brunswick in this data set, and the provincial rules apply as they do elsewhere.

For Southampton, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Southampton could not be verified, the page names the publisher instead of printing a number.

The Southampton page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.