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Borrowing in Appleton, Newfoundland and Labrador

Population 620, land area 6.3 square kilometres: the census facts for Appleton, plus how consumer credit is regulated in Newfoundland and Labrador.

Province Newfoundland and Labrador (NL)
Population, 2021 Census 620
Land area 6.3 km²
Provincial regulator See the FCAC list

A loan taken out in Appleton is governed by Newfoundland and Labrador's licensing rules, and the 2021 Census counted 620 people in the community.

The census figures for Appleton

Population for Appleton stands at 620 in the 2021 Census. 6.3 square kilometres of land are attributed to Appleton.

On those two figures, density is 97.9 residents per square kilometre when rounded to one decimal place.

The community is the 121st largest place in the province within this census set.

The place record for Appleton covers 6.3 square kilometres and 620 residents, a density of 97.9 people per square kilometre.

The Newfoundland and Labrador rules that apply

The body that licenses consumer lending in Newfoundland and Labrador is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Newfoundland and Labrador, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

Appleton sits at rank 121 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Appleton, 97.9 people per square kilometre, is calculated from the population and land area above.

For Appleton, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Appleton could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Appleton is 6.3 square kilometres, and the population is 620 residents in the 2021 Census.

Appleton is one of 322 covered Newfoundland and Labrador places, counted at 620 residents with a land area of 6.3 square kilometres.

Readers comparing Appleton with another community can use the same four census fields.

Nothing on the Appleton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Appleton appears in the census record with 620 residents, and the density of 97.9 people per square kilometre follows from it.

The Appleton page follows the same structure as every other place page, with population, land area, density and rank.

Appleton ranks 121 by 2021 Census population among the covered places in Newfoundland and Labrador.

At 620 residents in the 2021 Census, Appleton is listed alongside the other covered places in Newfoundland and Labrador.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Appleton

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

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