Borrowing in Cape St. George, Newfoundland and Labrador

Cape St. George is one of the Newfoundland and Labrador communities covered here, with a 2021 Census population of 809, and borrowing there is licensed under Newfoundland and Labrador's consumer credit rules.

The census figures for Cape St. George

Cape St. George recorded a population of 809 in Statistics Canada's 2021 Census of Population. The census records a land area of 34.5 square kilometres for Cape St. George.

On those two figures, density is 23.5 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 95 within this data set.

Cape St. George sits at rank 95 among the 322 Newfoundland and Labrador places here, with 809 residents in the 2021 Census.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The Newfoundland and Labrador rules that apply

Consumer lending in Newfoundland and Labrador is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Newfoundland and Labrador, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Cape St. George ranks 95 by 2021 Census population among the covered places in Newfoundland and Labrador.

The Cape St. George page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Cape St. George could not be verified, the page names the publisher instead of printing a number.

At 809 residents in the 2021 Census, Cape St. George is listed alongside the other covered places in Newfoundland and Labrador.

Nothing on the Cape St. George page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Cape St. George is one of 322 covered Newfoundland and Labrador places, counted at 809 residents with a land area of 34.5 square kilometres.

Cape St. George appears in the census record with 809 residents, and the density of 23.5 people per square kilometre follows from it.

Readers comparing Cape St. George with another community can use the same four census fields.

Cape St. George sits at rank 95 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Cape St. George, 23.5 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Newfoundland and Labrador; a municipal boundary does not change them.