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Borrowing in Division No. 1, Subd. D, Newfoundland and Labrador

Borrowing in Division No. 1, Subd. D is licensed by Newfoundland and Labrador, and the 2021 Census counted 119 people across 298.1 square kilometres.

Province Newfoundland and Labrador (NL)
Population, 2021 Census 119
Land area 298.1 km²
Provincial regulator See the FCAC list

A loan taken out in Division No. 1, Subd. D is governed by Newfoundland and Labrador's licensing rules, and the 2021 Census counted 119 people in the community.

The Newfoundland and Labrador rules that apply

Licensing for consumer credit in Newfoundland and Labrador sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is licensed in Newfoundland and Labrador; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Division No. 1, Subd. D

119 people were counted in Division No. 1, Subd. D in the 2021 Census. Land area for Division No. 1, Subd. D is 298.1 square kilometres in the same census.

The arithmetic gives 0.4 people per square kilometre.

Division No. 1, Subd. D ranks 307 by population among the Newfoundland and Labrador places on this site.

Division No. 1, Subd. D therefore appears at rank 307 of 322 covered Newfoundland and Labrador places, with a density of 0.4 people per square kilometre.

Products compared here

Each product below has its own page, and the Newfoundland and Labrador position applies to all of them.

  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

For Division No. 1, Subd. D, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Division No. 1, Subd. D is 298.1 square kilometres, and the population is 119 residents in the 2021 Census.

The density figure for Division No. 1, Subd. D, 0.4 people per square kilometre, is calculated from the population and land area above.

Division No. 1, Subd. D sits at rank 307 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Division No. 1, Subd. D ranks 307 by 2021 Census population among the covered places in Newfoundland and Labrador.

Where a figure for Division No. 1, Subd. D could not be verified, the page names the publisher instead of printing a number.

Division No. 1, Subd. D is one of 322 covered Newfoundland and Labrador places, counted at 119 residents with a land area of 298.1 square kilometres.

Division No. 1, Subd. D appears in the census record with 119 residents, and the density of 0.4 people per square kilometre follows from it.

Nothing on the Division No. 1, Subd. D page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Division No. 1, Subd. D

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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