Borrowing in Division No. 9, Subd. A, Newfoundland and Labrador

A loan taken out in Division No. 9, Subd. A is governed by Newfoundland and Labrador's licensing rules, and the 2021 Census counted 183 people in the community.

The census figures for Division No. 9, Subd. A

In the 2021 Census, Division No. 9, Subd. A had 183 residents. The census records a land area of 1726.9 square kilometres for Division No. 9, Subd. A.

That gives a density of 0.1 people per square kilometre, rounded to one decimal place.

Division No. 9, Subd. A ranks 275 by population among the Newfoundland and Labrador places on this site.

Division No. 9, Subd. A therefore appears at rank 275 of 322 covered Newfoundland and Labrador places, with a density of 0.1 people per square kilometre.

Products compared here

Each product below has its own page, and the Newfoundland and Labrador position applies to all of them.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The Newfoundland and Labrador rules that apply

Licensing for consumer credit in Newfoundland and Labrador sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Newfoundland and Labrador among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

The density figure for Division No. 9, Subd. A, 0.1 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Division No. 9, Subd. A is 1726.9 square kilometres, and the population is 183 residents in the 2021 Census.

Division No. 9, Subd. A ranks 275 by 2021 Census population among the covered places in Newfoundland and Labrador.

Where a figure for Division No. 9, Subd. A could not be verified, the page names the publisher instead of printing a number.

Readers comparing Division No. 9, Subd. A with another community can use the same four census fields.

For Division No. 9, Subd. A, the two census fields above are the only local statistics used anywhere on the page.

Division No. 9, Subd. A is one of 322 covered Newfoundland and Labrador places, counted at 183 residents with a land area of 1726.9 square kilometres.

The Division No. 9, Subd. A page follows the same structure as every other place page, with population, land area, density and rank.

Division No. 9, Subd. A sits at rank 275 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.