Borrowing in Glenburnie-Birchy Head-Shoal Brook, Newfoundland and Labrador

With 241 residents counted in the 2021 Census, Glenburnie-Birchy Head-Shoal Brook sits inside Newfoundland and Labrador's provincial lending framework.

The census figures for Glenburnie-Birchy Head-Shoal Brook

In the 2021 Census, Glenburnie-Birchy Head-Shoal Brook had 241 residents. 6.5 square kilometres of land are attributed to Glenburnie-Birchy Head-Shoal Brook.

Population divided by land area produces a density of 37.0 people per square kilometre.

The community is the 247th largest place in the province within this census set.

The place record for Glenburnie-Birchy Head-Shoal Brook covers 6.5 square kilometres and 241 residents, a density of 37.0 people per square kilometre.

The Newfoundland and Labrador rules that apply

The regulator for consumer credit in Newfoundland and Labrador is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in Newfoundland and Labrador; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

Joint applications combine two incomes and two sets of obligations in the same assessment. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

Glenburnie-Birchy Head-Shoal Brook sits at rank 247 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Glenburnie-Birchy Head-Shoal Brook appears in the census record with 241 residents, and the density of 37.0 people per square kilometre follows from it.

For Glenburnie-Birchy Head-Shoal Brook, the two census fields above are the only local statistics used anywhere on the page.

The Glenburnie-Birchy Head-Shoal Brook page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Glenburnie-Birchy Head-Shoal Brook, 37.0 people per square kilometre, is calculated from the population and land area above.

Glenburnie-Birchy Head-Shoal Brook ranks 247 by 2021 Census population among the covered places in Newfoundland and Labrador.

Nothing on the Glenburnie-Birchy Head-Shoal Brook page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Glenburnie-Birchy Head-Shoal Brook could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Glenburnie-Birchy Head-Shoal Brook is 6.5 square kilometres, and the population is 241 residents in the 2021 Census.

Readers comparing Glenburnie-Birchy Head-Shoal Brook with another community can use the same four census fields.

At 241 residents in the 2021 Census, Glenburnie-Birchy Head-Shoal Brook is listed alongside the other covered places in Newfoundland and Labrador.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.