Borrowing in Hampden, Newfoundland and Labrador

Hampden is one of the Newfoundland and Labrador communities covered here, with a 2021 Census population of 439, and borrowing there is licensed under Newfoundland and Labrador's consumer credit rules.

The Newfoundland and Labrador rules that apply

Provincial or territorial law decides who may lend in Newfoundland and Labrador, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Newfoundland and Labrador, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Hampden

Population for Hampden stands at 439 in the 2021 Census. 33.0 square kilometres of land are attributed to Hampden.

The arithmetic gives 13.3 people per square kilometre.

Among covered Newfoundland and Labrador places, Hampden sits at rank 169 by population.

The place record for Hampden covers 33.0 square kilometres and 439 residents, a density of 13.3 people per square kilometre.

Products compared here

Each product below has its own page, and the Newfoundland and Labrador position applies to all of them.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Hampden is one of 322 covered Newfoundland and Labrador places, counted at 439 residents with a land area of 33.0 square kilometres.

For Hampden, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Hampden could not be verified, the page names the publisher instead of printing a number.

Nothing on the Hampden page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Hampden ranks 169 by 2021 Census population among the covered places in Newfoundland and Labrador.

Hampden sits at rank 169 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

At 439 residents in the 2021 Census, Hampden is listed alongside the other covered places in Newfoundland and Labrador.

The Hampden page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Hampden with another community can use the same four census fields.

The density figure for Hampden, 13.3 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Hampden is 33.0 square kilometres, and the population is 439 residents in the 2021 Census.

Hampden appears in the census record with 439 residents, and the density of 13.3 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.