Borrowing in Hant's Harbour, Newfoundland and Labrador

With 318 residents counted in the 2021 Census, Hant's Harbour sits inside Newfoundland and Labrador's provincial lending framework.

The census figures for Hant's Harbour

The 2021 Census counted 318 residents in Hant's Harbour. 31.9 square kilometres of land are attributed to Hant's Harbour.

The calculated density is 10.0 people per square kilometre.

By population it ranks 211 among the Newfoundland and Labrador places covered here.

Hant's Harbour therefore appears at rank 211 of 322 covered Newfoundland and Labrador places, with a density of 10.0 people per square kilometre.

The Newfoundland and Labrador rules that apply

The regulator for consumer credit in Newfoundland and Labrador is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Newfoundland and Labrador, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The density figure for Hant's Harbour, 10.0 people per square kilometre, is calculated from the population and land area above.

Hant's Harbour ranks 211 by 2021 Census population among the covered places in Newfoundland and Labrador.

Hant's Harbour appears in the census record with 318 residents, and the density of 10.0 people per square kilometre follows from it.

Where a figure for Hant's Harbour could not be verified, the page names the publisher instead of printing a number.

The Hant's Harbour page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Hant's Harbour with another community can use the same four census fields.

At 318 residents in the 2021 Census, Hant's Harbour is listed alongside the other covered places in Newfoundland and Labrador.

Hant's Harbour is one of 322 covered Newfoundland and Labrador places, counted at 318 residents with a land area of 31.9 square kilometres.

Hant's Harbour sits at rank 211 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Hant's Harbour page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Hant's Harbour is 31.9 square kilometres, and the population is 318 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.