Borrowing in Holyrood, Newfoundland and Labrador

With 2,471 residents counted in the 2021 Census, Holyrood sits inside Newfoundland and Labrador's provincial lending framework.

The census figures for Holyrood

The 2021 Census counted 2,471 residents in Holyrood. The census records a land area of 126.0 square kilometres for Holyrood.

The calculated density is 19.6 people per square kilometre.

Holyrood ranks 31 by population among the Newfoundland and Labrador places on this site.

Holyrood therefore appears at rank 31 of 322 covered Newfoundland and Labrador places, with a density of 19.6 people per square kilometre.

The Newfoundland and Labrador rules that apply

Consumer credit in Newfoundland and Labrador is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Newfoundland and Labrador among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A credit file is compiled by private agencies from information lenders and other creditors report.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

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Holyrood is one of 322 covered Newfoundland and Labrador places, counted at 2,471 residents with a land area of 126.0 square kilometres.

Readers comparing Holyrood with another community can use the same four census fields.

For Holyrood, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Holyrood is 126.0 square kilometres, and the population is 2,471 residents in the 2021 Census.

Holyrood ranks 31 by 2021 Census population among the covered places in Newfoundland and Labrador.

Where a figure for Holyrood could not be verified, the page names the publisher instead of printing a number.

At 2,471 residents in the 2021 Census, Holyrood is listed alongside the other covered places in Newfoundland and Labrador.

Nothing on the Holyrood page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Holyrood sits at rank 31 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Holyrood, 19.6 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.