Borrowing in Kippens, Newfoundland and Labrador

Kippens is one of the Newfoundland and Labrador places covered here, with 1,842 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Newfoundland and Labrador rules that apply

Consumer lending in Newfoundland and Labrador is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is licensed in Newfoundland and Labrador; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Kippens

Kippens recorded a population of 1,842 in Statistics Canada's 2021 Census of Population. Land area for Kippens is 14.2 square kilometres in the same census.

That gives a density of 129.4 people per square kilometre, rounded to one decimal place.

The community is the 44th largest place in the province within this census set.

Kippens therefore appears at rank 44 of 322 covered Newfoundland and Labrador places, with a density of 129.4 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Joint applications combine two incomes and two sets of obligations in the same assessment. A mortgage is registered against the property, which is what gives the lender its claim.

The density figure for Kippens, 129.4 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Kippens is 14.2 square kilometres, and the population is 1,842 residents in the 2021 Census.

At 1,842 residents in the 2021 Census, Kippens is listed alongside the other covered places in Newfoundland and Labrador.

The Kippens page follows the same structure as every other place page, with population, land area, density and rank.

Kippens ranks 44 by 2021 Census population among the covered places in Newfoundland and Labrador.

Kippens sits at rank 44 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Kippens with another community can use the same four census fields.

Kippens appears in the census record with 1,842 residents, and the density of 129.4 people per square kilometre follows from it.

Where a figure for Kippens could not be verified, the page names the publisher instead of printing a number.

Kippens is one of 322 covered Newfoundland and Labrador places, counted at 1,842 residents with a land area of 14.2 square kilometres.

Nothing on the Kippens page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Kippens, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.