Borrowing in Mary's Harbour, Newfoundland and Labrador

This page covers borrowing in Mary's Harbour, Newfoundland and Labrador: the census facts, the provincial rules, and the products people compare.

The census figures for Mary's Harbour

Population for Mary's Harbour stands at 312 in the 2021 Census. Land area for Mary's Harbour is 34.2 square kilometres in the same census.

Population divided by land area produces a density of 9.1 people per square kilometre.

Among covered Newfoundland and Labrador places, Mary's Harbour sits at rank 217 by population.

Within Newfoundland and Labrador, Mary's Harbour is place number 217 by population in this census set, at 312 residents.

The Newfoundland and Labrador rules that apply

Licensing for consumer credit in Newfoundland and Labrador sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

A payday advance in Newfoundland and Labrador falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A mortgage is registered against the property, which is what gives the lender its claim. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

Mary's Harbour sits at rank 217 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Mary's Harbour is one of 322 covered Newfoundland and Labrador places, counted at 312 residents with a land area of 34.2 square kilometres.

Mary's Harbour ranks 217 by 2021 Census population among the covered places in Newfoundland and Labrador.

At 312 residents in the 2021 Census, Mary's Harbour is listed alongside the other covered places in Newfoundland and Labrador.

Nothing on the Mary's Harbour page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Mary's Harbour, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Mary's Harbour with another community can use the same four census fields.

The land area recorded for Mary's Harbour is 34.2 square kilometres, and the population is 312 residents in the 2021 Census.

Mary's Harbour appears in the census record with 312 residents, and the density of 9.1 people per square kilometre follows from it.

The density figure for Mary's Harbour, 9.1 people per square kilometre, is calculated from the population and land area above.

The Mary's Harbour page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Newfoundland and Labrador; a municipal boundary does not change them.