Borrowing in Petty Harbour-Maddox Cove, Newfoundland and Labrador

Petty Harbour-Maddox Cove is one of the Newfoundland and Labrador places covered here, with 947 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

The Newfoundland and Labrador rules that apply

The body that licenses consumer lending in Newfoundland and Labrador is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Newfoundland and Labrador, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Petty Harbour-Maddox Cove

947 people were counted in Petty Harbour-Maddox Cove in the 2021 Census. 4.4 square kilometres of land are attributed to Petty Harbour-Maddox Cove.

On those two figures, density is 215.2 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 82 within this data set.

Within Newfoundland and Labrador, Petty Harbour-Maddox Cove is place number 82 by population in this census set, at 947 residents.

Nothing on the Petty Harbour-Maddox Cove page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Petty Harbour-Maddox Cove could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Petty Harbour-Maddox Cove is 4.4 square kilometres, and the population is 947 residents in the 2021 Census.

Petty Harbour-Maddox Cove ranks 82 by 2021 Census population among the covered places in Newfoundland and Labrador.

Readers comparing Petty Harbour-Maddox Cove with another community can use the same four census fields.

For Petty Harbour-Maddox Cove, the two census fields above are the only local statistics used anywhere on the page.

Petty Harbour-Maddox Cove is one of 322 covered Newfoundland and Labrador places, counted at 947 residents with a land area of 4.4 square kilometres.

At 947 residents in the 2021 Census, Petty Harbour-Maddox Cove is listed alongside the other covered places in Newfoundland and Labrador.

Petty Harbour-Maddox Cove sits at rank 82 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

The Petty Harbour-Maddox Cove page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Petty Harbour-Maddox Cove, 215.2 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.