Borrowing in Port Blandford, Newfoundland and Labrador

Port Blandford is one of the Newfoundland and Labrador communities covered here, with a 2021 Census population of 513, and borrowing there is licensed under Newfoundland and Labrador's consumer credit rules.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

The census figures for Port Blandford

In the 2021 Census, Port Blandford had 513 residents. The census records a land area of 51.0 square kilometres for Port Blandford.

That gives a density of 10.1 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 153 within this data set.

Compared with the other 322 covered Newfoundland and Labrador places, Port Blandford ranks 153 by population.

The Newfoundland and Labrador rules that apply

The body that licenses consumer lending in Newfoundland and Labrador is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Newfoundland and Labrador, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

Port Blandford appears in the census record with 513 residents, and the density of 10.1 people per square kilometre follows from it.

Port Blandford ranks 153 by 2021 Census population among the covered places in Newfoundland and Labrador.

Readers comparing Port Blandford with another community can use the same four census fields.

The land area recorded for Port Blandford is 51.0 square kilometres, and the population is 513 residents in the 2021 Census.

The Port Blandford page follows the same structure as every other place page, with population, land area, density and rank.

Port Blandford sits at rank 153 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Port Blandford could not be verified, the page names the publisher instead of printing a number.

Nothing on the Port Blandford page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Port Blandford, 10.1 people per square kilometre, is calculated from the population and land area above.

For Port Blandford, the two census fields above are the only local statistics used anywhere on the page.

Port Blandford is one of 322 covered Newfoundland and Labrador places, counted at 513 residents with a land area of 51.0 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Newfoundland and Labrador; a municipal boundary does not change them.