Borrowing in Postville, Newfoundland and Labrador

This page covers borrowing in Postville, Newfoundland and Labrador: the census facts, the provincial rules, and the products people compare.

The Newfoundland and Labrador rules that apply

Consumer credit in Newfoundland and Labrador is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in Newfoundland and Labrador falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The census figures for Postville

Statistics Canada's 2021 Census gives Postville a population of 188. The community covers 2.4 square kilometres of land.

The arithmetic gives 78.7 people per square kilometre.

By population it ranks 270 among the Newfoundland and Labrador places covered here.

Postville therefore appears at rank 270 of 322 covered Newfoundland and Labrador places, with a density of 78.7 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

At 188 residents in the 2021 Census, Postville is listed alongside the other covered places in Newfoundland and Labrador.

Postville appears in the census record with 188 residents, and the density of 78.7 people per square kilometre follows from it.

The Postville page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Postville with another community can use the same four census fields.

Postville is one of 322 covered Newfoundland and Labrador places, counted at 188 residents with a land area of 2.4 square kilometres.

Postville ranks 270 by 2021 Census population among the covered places in Newfoundland and Labrador.

For Postville, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Postville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Postville sits at rank 270 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Postville, 78.7 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Postville is 2.4 square kilometres, and the population is 188 residents in the 2021 Census.

Where a figure for Postville could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.