Borrowing in Rencontre East, Newfoundland and Labrador

With 115 residents counted in the 2021 Census, Rencontre East sits inside Newfoundland and Labrador's provincial lending framework.

The census figures for Rencontre East

115 people were counted in Rencontre East in the 2021 Census. The community covers 2.6 square kilometres of land.

Population divided by land area produces a density of 44.9 people per square kilometre.

By population it ranks 313 among the Newfoundland and Labrador places covered here.

Rencontre East is one of 322 places listed for Newfoundland and Labrador, ranked 313 by population and measured at 2.6 square kilometres.

The Newfoundland and Labrador rules that apply

Provincial or territorial law decides who may lend in Newfoundland and Labrador, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

In Newfoundland and Labrador, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The density figure for Rencontre East, 44.9 people per square kilometre, is calculated from the population and land area above.

Rencontre East ranks 313 by 2021 Census population among the covered places in Newfoundland and Labrador.

The Rencontre East page follows the same structure as every other place page, with population, land area, density and rank.

At 115 residents in the 2021 Census, Rencontre East is listed alongside the other covered places in Newfoundland and Labrador.

Where a figure for Rencontre East could not be verified, the page names the publisher instead of printing a number.

Rencontre East sits at rank 313 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Rencontre East is one of 322 covered Newfoundland and Labrador places, counted at 115 residents with a land area of 2.6 square kilometres.

Readers comparing Rencontre East with another community can use the same four census fields.

For Rencontre East, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Rencontre East is 2.6 square kilometres, and the population is 115 residents in the 2021 Census.

Rencontre East appears in the census record with 115 residents, and the density of 44.9 people per square kilometre follows from it.

Nothing on the Rencontre East page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.