Borrowing in St. Bernard's-Jacques Fontaine, Newfoundland and Labrador

A loan taken out in St. Bernard's-Jacques Fontaine is governed by Newfoundland and Labrador's licensing rules, and the 2021 Census counted 433 people in the community.

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Each product below has its own page, and the Newfoundland and Labrador position applies to all of them.

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How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The Newfoundland and Labrador rules that apply

Consumer credit in Newfoundland and Labrador is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in Newfoundland and Labrador falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for St. Bernard's-Jacques Fontaine

433 people were counted in St. Bernard's-Jacques Fontaine in the 2021 Census. Land area for St. Bernard's-Jacques Fontaine is 16.1 square kilometres in the same census.

The calculated density is 26.9 people per square kilometre.

The 2021 Census population places it at rank 172 in the province.

The place record for St. Bernard's-Jacques Fontaine covers 16.1 square kilometres and 433 residents, a density of 26.9 people per square kilometre.

St. Bernard's-Jacques Fontaine is one of 322 covered Newfoundland and Labrador places, counted at 433 residents with a land area of 16.1 square kilometres.

For St. Bernard's-Jacques Fontaine, the two census fields above are the only local statistics used anywhere on the page.

St. Bernard's-Jacques Fontaine ranks 172 by 2021 Census population among the covered places in Newfoundland and Labrador.

The density figure for St. Bernard's-Jacques Fontaine, 26.9 people per square kilometre, is calculated from the population and land area above.

The land area recorded for St. Bernard's-Jacques Fontaine is 16.1 square kilometres, and the population is 433 residents in the 2021 Census.

The St. Bernard's-Jacques Fontaine page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for St. Bernard's-Jacques Fontaine could not be verified, the page names the publisher instead of printing a number.

St. Bernard's-Jacques Fontaine sits at rank 172 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the St. Bernard's-Jacques Fontaine page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

St. Bernard's-Jacques Fontaine appears in the census record with 433 residents, and the density of 26.9 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.