Borrowing in St. Lunaire-Griquet, Newfoundland and Labrador

St. Lunaire-Griquet is one of the Newfoundland and Labrador places covered here, with 603 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

Each product below has its own page, and the Newfoundland and Labrador position applies to all of them.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The Newfoundland and Labrador rules that apply

Licensing for consumer credit in Newfoundland and Labrador sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Newfoundland and Labrador, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for St. Lunaire-Griquet

The 2021 Census counted 603 residents in St. Lunaire-Griquet. 17.3 square kilometres of land are attributed to St. Lunaire-Griquet.

The arithmetic gives 34.9 people per square kilometre.

The 2021 Census population places it at rank 124 in the province.

Compared with the other 322 covered Newfoundland and Labrador places, St. Lunaire-Griquet ranks 124 by population.

St. Lunaire-Griquet ranks 124 by 2021 Census population among the covered places in Newfoundland and Labrador.

Readers comparing St. Lunaire-Griquet with another community can use the same four census fields.

St. Lunaire-Griquet sits at rank 124 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

The St. Lunaire-Griquet page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for St. Lunaire-Griquet could not be verified, the page names the publisher instead of printing a number.

Nothing on the St. Lunaire-Griquet page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 603 residents in the 2021 Census, St. Lunaire-Griquet is listed alongside the other covered places in Newfoundland and Labrador.

For St. Lunaire-Griquet, the two census fields above are the only local statistics used anywhere on the page.

St. Lunaire-Griquet appears in the census record with 603 residents, and the density of 34.9 people per square kilometre follows from it.

St. Lunaire-Griquet is one of 322 covered Newfoundland and Labrador places, counted at 603 residents with a land area of 17.3 square kilometres.

The density figure for St. Lunaire-Griquet, 34.9 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.