Borrowing in East Hants, Nova Scotia

East Hants, Nova Scotia, recorded a population of 22,892 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for East Hants

East Hants recorded a population of 22,892 in Statistics Canada's 2021 Census of Population. 1786.5 square kilometres of land are attributed to East Hants.

On those two figures, density is 12.8 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 4 in the province.

East Hants is one of 82 places listed for Nova Scotia, ranked 4 by population and measured at 1786.5 square kilometres.

The Nova Scotia rules that apply

Consumer credit in Nova Scotia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Nova Scotia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Joint applications combine two incomes and two sets of obligations in the same assessment.

Products compared here

Each product below has its own page, and the Nova Scotia position applies to all of them.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

East Hants appears in the census record with 22,892 residents, and the density of 12.8 people per square kilometre follows from it.

East Hants ranks 4 by 2021 Census population among the covered places in Nova Scotia.

East Hants is one of 82 covered Nova Scotia places, counted at 22,892 residents with a land area of 1786.5 square kilometres.

The density figure for East Hants, 12.8 people per square kilometre, is calculated from the population and land area above.

The land area recorded for East Hants is 1786.5 square kilometres, and the population is 22,892 residents in the 2021 Census.

The East Hants page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing East Hants with another community can use the same four census fields.

Nothing on the East Hants page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

East Hants sits at rank 4 within Nova Scotia in this data set, and the provincial rules apply as they do elsewhere.

At 22,892 residents in the 2021 Census, East Hants is listed alongside the other covered places in Nova Scotia.

For East Hants, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for East Hants could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.