Borrowing in Déline, Northwest Territories

With 573 residents counted in the 2021 Census, Déline sits inside Northwest Territories's provincial lending framework.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A mortgage is registered against the property, which is what gives the lender its claim.

The Northwest Territories rules that apply

The regulator for consumer credit in Northwest Territories is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending in Northwest Territories is not covered by a territory-specific rule, according to the federal Payday Lending Regulations (SOR/2024-114), so the applicable cap should be confirmed with the territorial regulator.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Déline

Statistics Canada's 2021 Census gives Déline a population of 573. Land area for Déline is 79.4 square kilometres in the same census.

On those two figures, density is 7.2 residents per square kilometre when rounded to one decimal place.

The community is the 11th largest place in the province within this census set.

Compared with the other 29 covered Northwest Territories places, Déline ranks 11 by population.

Déline appears in the census record with 573 residents, and the density of 7.2 people per square kilometre follows from it.

Déline is one of 29 covered Northwest Territories places, counted at 573 residents with a land area of 79.4 square kilometres.

Déline sits at rank 11 within Northwest Territories in this data set, and the provincial rules apply as they do elsewhere.

Déline ranks 11 by 2021 Census population among the covered places in Northwest Territories.

The land area recorded for Déline is 79.4 square kilometres, and the population is 573 residents in the 2021 Census.

Where a figure for Déline could not be verified, the page names the publisher instead of printing a number.

The Déline page follows the same structure as every other place page, with population, land area, density and rank.

For Déline, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Déline with another community can use the same four census fields.

At 573 residents in the 2021 Census, Déline is listed alongside the other covered places in Northwest Territories.

The density figure for Déline, 7.2 people per square kilometre, is calculated from the population and land area above.

Nothing on the Déline page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Northwest Territories; a municipal boundary does not change them.