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Borrowing in Fort Liard, Northwest Territories

A guide to borrowing in Fort Liard, Northwest Territories, with the 2021 Census population of 468 and the provincial rules that apply locally.

Province Northwest Territories (NT)
Population, 2021 Census 468
Land area 67.6 km²
Provincial regulator See the FCAC list

This page covers borrowing in Fort Liard, Northwest Territories: the census facts, the provincial rules, and the products people compare.

The Northwest Territories rules that apply

Consumer lending in Northwest Territories is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) note that the territories do not have specific payday lending rules, which leaves Northwest Territories without a published territorial cap.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Fort Liard

In the 2021 Census, Fort Liard had 468 residents. Statistics Canada lists 67.6 square kilometres of land for the community.

That gives a density of 6.9 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 15 in the province.

Compared with the other 29 covered Northwest Territories places, Fort Liard ranks 15 by population.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Fort Liard ranks 15 by 2021 Census population among the covered places in Northwest Territories.

Fort Liard sits at rank 15 within Northwest Territories in this data set, and the provincial rules apply as they do elsewhere.

Fort Liard is one of 29 covered Northwest Territories places, counted at 468 residents with a land area of 67.6 square kilometres.

For Fort Liard, the two census fields above are the only local statistics used anywhere on the page.

The Fort Liard page follows the same structure as every other place page, with population, land area, density and rank.

At 468 residents in the 2021 Census, Fort Liard is listed alongside the other covered places in Northwest Territories.

Where a figure for Fort Liard could not be verified, the page names the publisher instead of printing a number.

Fort Liard appears in the census record with 468 residents, and the density of 6.9 people per square kilometre follows from it.

Nothing on the Fort Liard page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Fort Liard is 67.6 square kilometres, and the population is 468 residents in the 2021 Census.

Readers comparing Fort Liard with another community can use the same four census fields.

The density figure for Fort Liard, 6.9 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Fort Liard

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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