Borrowing in Hay River Dene 1, Northwest Territories

Hay River Dene 1 is one of the Northwest Territories places covered here, with 259 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Products compared here

Each product below has its own page, and the Northwest Territories position applies to all of them.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The census figures for Hay River Dene 1

259 people were counted in Hay River Dene 1 in the 2021 Census. The community covers 134.0 square kilometres of land.

On those two figures, density is 1.9 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 22 in the province.

Compared with the other 29 covered Northwest Territories places, Hay River Dene 1 ranks 22 by population.

The Northwest Territories rules that apply

The body that licenses consumer lending in Northwest Territories is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending in Northwest Territories is not covered by a territory-specific rule, according to the federal Payday Lending Regulations (SOR/2024-114), so the applicable cap should be confirmed with the territorial regulator.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

Nothing on the Hay River Dene 1 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Hay River Dene 1, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Hay River Dene 1 with another community can use the same four census fields.

Hay River Dene 1 is one of 29 covered Northwest Territories places, counted at 259 residents with a land area of 134.0 square kilometres.

Where a figure for Hay River Dene 1 could not be verified, the page names the publisher instead of printing a number.

The Hay River Dene 1 page follows the same structure as every other place page, with population, land area, density and rank.

Hay River Dene 1 appears in the census record with 259 residents, and the density of 1.9 people per square kilometre follows from it.

The land area recorded for Hay River Dene 1 is 134.0 square kilometres, and the population is 259 residents in the 2021 Census.

Hay River Dene 1 sits at rank 22 within Northwest Territories in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Hay River Dene 1, 1.9 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.