Borrowing in Wrigley, Northwest Territories

Wrigley is one of the Northwest Territories communities covered here, with a 2021 Census population of 117, and borrowing there is licensed under Northwest Territories's consumer credit rules.

The census figures for Wrigley

Population for Wrigley stands at 117 in the 2021 Census. 53.9 square kilometres of land are attributed to Wrigley.

The arithmetic gives 2.2 people per square kilometre.

Among covered Northwest Territories places, Wrigley sits at rank 26 by population.

Wrigley therefore appears at rank 26 of 29 covered Northwest Territories places, with a density of 2.2 people per square kilometre.

The Northwest Territories rules that apply

Licensing for consumer credit in Northwest Territories sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Northwest Territories, the federal Payday Lending Regulations (SOR/2024-114) publish no payday cost-of-borrowing cap because the territories have no specific rules for the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

For Wrigley, the two census fields above are the only local statistics used anywhere on the page.

Wrigley sits at rank 26 within Northwest Territories in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Wrigley is 53.9 square kilometres, and the population is 117 residents in the 2021 Census.

Wrigley ranks 26 by 2021 Census population among the covered places in Northwest Territories.

Nothing on the Wrigley page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Wrigley could not be verified, the page names the publisher instead of printing a number.

Wrigley appears in the census record with 117 residents, and the density of 2.2 people per square kilometre follows from it.

Readers comparing Wrigley with another community can use the same four census fields.

At 117 residents in the 2021 Census, Wrigley is listed alongside the other covered places in Northwest Territories.

The Wrigley page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Wrigley, 2.2 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.