Borrowing in Alfred and Plantagenet, Ontario

Alfred and Plantagenet, Ontario, recorded a population of 9,949 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Ontario rules that apply

Licensing for consumer credit in Ontario sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

The census figures for Alfred and Plantagenet

The 2021 Census counted 9,949 residents in Alfred and Plantagenet. The community covers 391.8 square kilometres of land.

The calculated density is 25.4 people per square kilometre.

The community is the 152nd largest place in the province within this census set.

Alfred and Plantagenet therefore appears at rank 152 of 527 covered Ontario places, with a density of 25.4 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A mortgage is registered against the property, which is what gives the lender its claim.

For Alfred and Plantagenet, the two census fields above are the only local statistics used anywhere on the page.

The Alfred and Plantagenet page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Alfred and Plantagenet page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Alfred and Plantagenet is 391.8 square kilometres, and the population is 9,949 residents in the 2021 Census.

Alfred and Plantagenet sits at rank 152 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Alfred and Plantagenet could not be verified, the page names the publisher instead of printing a number.

The density figure for Alfred and Plantagenet, 25.4 people per square kilometre, is calculated from the population and land area above.

At 9,949 residents in the 2021 Census, Alfred and Plantagenet is listed alongside the other covered places in Ontario.

Alfred and Plantagenet ranks 152 by 2021 Census population among the covered places in Ontario.

Readers comparing Alfred and Plantagenet with another community can use the same four census fields.

Alfred and Plantagenet appears in the census record with 9,949 residents, and the density of 25.4 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.