Borrowing in Belleville, Ontario

Belleville is one of the Ontario places covered here, with 55,071 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Ontario rules that apply

The regulator for consumer credit in Ontario is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Ontario, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Places in the middle band are mid-sized by Canadian standards, and the products compared here are the same provincial set.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

The census figures for Belleville

Statistics Canada's 2021 Census gives Belleville a population of 55,071. 247.2 square kilometres of land are attributed to Belleville.

Population divided by land area produces a density of 222.8 people per square kilometre.

Among covered Ontario places, Belleville sits at rank 41 by population.

Belleville is one of 527 places listed for Ontario, ranked 41 by population and measured at 247.2 square kilometres.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Belleville appears in the census record with 55,071 residents, and the density of 222.8 people per square kilometre follows from it.

The land area recorded for Belleville is 247.2 square kilometres, and the population is 55,071 residents in the 2021 Census.

For Belleville, the two census fields above are the only local statistics used anywhere on the page.

Belleville ranks 41 by 2021 Census population among the covered places in Ontario.

Nothing on the Belleville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Belleville with another community can use the same four census fields.

At 55,071 residents in the 2021 Census, Belleville is listed alongside the other covered places in Ontario.

The density figure for Belleville, 222.8 people per square kilometre, is calculated from the population and land area above.

Belleville is one of 527 covered Ontario places, counted at 55,071 residents with a land area of 247.2 square kilometres.

The Belleville page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Belleville could not be verified, the page names the publisher instead of printing a number.

Belleville sits at rank 41 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.