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Borrowing in Brethour, Ontario

Population 105, land area 82.0 square kilometres: the census facts for Brethour, plus how consumer credit is regulated in Ontario.

Province Ontario (ON)
Population, 2021 Census 105
Land area 82.0 km²
Provincial regulator See the FCAC list

Brethour is one of the Ontario places covered here, with 105 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Brethour

In the 2021 Census, Brethour had 105 residents. Land area for Brethour is 82.0 square kilometres in the same census.

On those two figures, density is 1.3 residents per square kilometre when rounded to one decimal place.

Among covered Ontario places, Brethour sits at rank 524 by population.

The place record for Brethour covers 82.0 square kilometres and 105 residents, a density of 1.3 people per square kilometre.

The Ontario rules that apply

Consumer credit in Ontario is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

In Ontario, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The land area recorded for Brethour is 82.0 square kilometres, and the population is 105 residents in the 2021 Census.

Brethour ranks 524 by 2021 Census population among the covered places in Ontario.

Brethour sits at rank 524 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Brethour appears in the census record with 105 residents, and the density of 1.3 people per square kilometre follows from it.

Where a figure for Brethour could not be verified, the page names the publisher instead of printing a number.

Nothing on the Brethour page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Brethour with another community can use the same four census fields.

The Brethour page follows the same structure as every other place page, with population, land area, density and rank.

Brethour is one of 527 covered Ontario places, counted at 105 residents with a land area of 82.0 square kilometres.

At 105 residents in the 2021 Census, Brethour is listed alongside the other covered places in Ontario.

The density figure for Brethour, 1.3 people per square kilometre, is calculated from the population and land area above.

For Brethour, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Brethour

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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