Borrowing in Clarence-Rockland, Ontario

This page covers borrowing in Clarence-Rockland, Ontario: the census facts, the provincial rules, and the products people compare.

The Ontario rules that apply

The regulator for consumer credit in Ontario is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Ontario among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

The middle band covers larger towns and smaller cities, all inside one provincial licensing framework.

The census figures for Clarence-Rockland

Statistics Canada's 2021 Census gives Clarence-Rockland a population of 26,505. The census records a land area of 297.5 square kilometres for Clarence-Rockland.

On those two figures, density is 89.1 residents per square kilometre when rounded to one decimal place.

The community is the 67th largest place in the province within this census set.

Within Ontario, Clarence-Rockland is place number 67 by population in this census set, at 26,505 residents.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The Clarence-Rockland page follows the same structure as every other place page, with population, land area, density and rank.

For Clarence-Rockland, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Clarence-Rockland could not be verified, the page names the publisher instead of printing a number.

The density figure for Clarence-Rockland, 89.1 people per square kilometre, is calculated from the population and land area above.

At 26,505 residents in the 2021 Census, Clarence-Rockland is listed alongside the other covered places in Ontario.

Clarence-Rockland sits at rank 67 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Clarence-Rockland page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Clarence-Rockland with another community can use the same four census fields.

Clarence-Rockland appears in the census record with 26,505 residents, and the density of 89.1 people per square kilometre follows from it.

Clarence-Rockland is one of 527 covered Ontario places, counted at 26,505 residents with a land area of 297.5 square kilometres.

Clarence-Rockland ranks 67 by 2021 Census population among the covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Ontario; a municipal boundary does not change them.