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Borrowing in Duck Lake 76B, Ontario

Duck Lake 76B, Ontario: 154 residents in the 2021 Census, 1.9 square kilometres of land, and the provincial lending rules that apply across Ontario.

Province Ontario (ON)
Population, 2021 Census 154
Land area 1.9 km²
Provincial regulator See the FCAC list

Duck Lake 76B is one of the Ontario communities covered here, with a 2021 Census population of 154, and borrowing there is licensed under Ontario's consumer credit rules.

The census figures for Duck Lake 76B

The 2021 Census counted 154 residents in Duck Lake 76B. Statistics Canada lists 1.9 square kilometres of land for the community.

That gives a density of 82.8 people per square kilometre, rounded to one decimal place.

Duck Lake 76B ranks 506 by population among the Ontario places on this site.

Duck Lake 76B sits at rank 506 among the 527 Ontario places here, with 154 residents in the 2021 Census.

The Ontario rules that apply

Consumer lending in Ontario is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Duck Lake 76B appears in the census record with 154 residents, and the density of 82.8 people per square kilometre follows from it.

The land area recorded for Duck Lake 76B is 1.9 square kilometres, and the population is 154 residents in the 2021 Census.

Readers comparing Duck Lake 76B with another community can use the same four census fields.

Nothing on the Duck Lake 76B page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Duck Lake 76B is one of 527 covered Ontario places, counted at 154 residents with a land area of 1.9 square kilometres.

For Duck Lake 76B, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Duck Lake 76B, 82.8 people per square kilometre, is calculated from the population and land area above.

Duck Lake 76B sits at rank 506 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The Duck Lake 76B page follows the same structure as every other place page, with population, land area, density and rank.

At 154 residents in the 2021 Census, Duck Lake 76B is listed alongside the other covered places in Ontario.

Duck Lake 76B ranks 506 by 2021 Census population among the covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Duck Lake 76B

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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