Borrowing in East Ferris, Ontario

East Ferris is one of the Ontario places covered here, with 4,946 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

The census figures for East Ferris

Statistics Canada's 2021 Census gives East Ferris a population of 4,946. Land area for East Ferris is 151.9 square kilometres in the same census.

The calculated density is 32.6 people per square kilometre.

Among covered Ontario places, East Ferris sits at rank 232 by population.

Within Ontario, East Ferris is place number 232 by population in this census set, at 4,946 residents.

The Ontario rules that apply

Provincial or territorial law decides who may lend in Ontario, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Ontario among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

At the small end of the census range, the community still borrows inside the province's licensing system.

Readers comparing East Ferris with another community can use the same four census fields.

East Ferris ranks 232 by 2021 Census population among the covered places in Ontario.

Nothing on the East Ferris page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The East Ferris page follows the same structure as every other place page, with population, land area, density and rank.

At 4,946 residents in the 2021 Census, East Ferris is listed alongside the other covered places in Ontario.

East Ferris sits at rank 232 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

East Ferris is one of 527 covered Ontario places, counted at 4,946 residents with a land area of 151.9 square kilometres.

The density figure for East Ferris, 32.6 people per square kilometre, is calculated from the population and land area above.

East Ferris appears in the census record with 4,946 residents, and the density of 32.6 people per square kilometre follows from it.

Where a figure for East Ferris could not be verified, the page names the publisher instead of printing a number.

The land area recorded for East Ferris is 151.9 square kilometres, and the population is 4,946 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.