Borrowing in East Garafraxa, Ontario

With 2,794 residents counted in the 2021 Census, East Garafraxa sits inside Ontario's provincial lending framework.

The census figures for East Garafraxa

Statistics Canada's 2021 Census gives East Garafraxa a population of 2,794. The census records a land area of 166.5 square kilometres for East Garafraxa.

The calculated density is 16.8 people per square kilometre.

East Garafraxa ranks 284 by population among the Ontario places on this site.

East Garafraxa therefore appears at rank 284 of 527 covered Ontario places, with a density of 16.8 people per square kilometre.

The Ontario rules that apply

Provincial or territorial law decides who may lend in Ontario, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Ontario falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Joint applications combine two incomes and two sets of obligations in the same assessment. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The land area recorded for East Garafraxa is 166.5 square kilometres, and the population is 2,794 residents in the 2021 Census.

Readers comparing East Garafraxa with another community can use the same four census fields.

At 2,794 residents in the 2021 Census, East Garafraxa is listed alongside the other covered places in Ontario.

East Garafraxa is one of 527 covered Ontario places, counted at 2,794 residents with a land area of 166.5 square kilometres.

East Garafraxa ranks 284 by 2021 Census population among the covered places in Ontario.

East Garafraxa sits at rank 284 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

For East Garafraxa, the two census fields above are the only local statistics used anywhere on the page.

East Garafraxa appears in the census record with 2,794 residents, and the density of 16.8 people per square kilometre follows from it.

Nothing on the East Garafraxa page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The East Garafraxa page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for East Garafraxa could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.