Borrowing in Fort Erie, Ontario

Fort Erie is one of the Ontario places covered here, with 32,901 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Ontario rules that apply

Consumer lending in Ontario is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Places in the middle band are mid-sized by Canadian standards, and the products compared here are the same provincial set.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. An application usually asks for identification, income evidence, banking details and a statement of obligations.

The census figures for Fort Erie

32,901 people were counted in Fort Erie in the 2021 Census. Land area for Fort Erie is 166.2 square kilometres in the same census.

That gives a density of 197.9 people per square kilometre, rounded to one decimal place.

The community is the 59th largest place in the province within this census set.

Fort Erie sits at rank 59 among the 527 Ontario places here, with 32,901 residents in the 2021 Census.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

At 32,901 residents in the 2021 Census, Fort Erie is listed alongside the other covered places in Ontario.

Fort Erie ranks 59 by 2021 Census population among the covered places in Ontario.

The density figure for Fort Erie, 197.9 people per square kilometre, is calculated from the population and land area above.

Fort Erie is one of 527 covered Ontario places, counted at 32,901 residents with a land area of 166.2 square kilometres.

The Fort Erie page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Fort Erie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Fort Erie appears in the census record with 32,901 residents, and the density of 197.9 people per square kilometre follows from it.

For Fort Erie, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Fort Erie could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Fort Erie is 166.2 square kilometres, and the population is 32,901 residents in the 2021 Census.

Fort Erie sits at rank 59 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Ontario; a municipal boundary does not change them.